Alright guys, today I’m just gonna dump my messy notebook about this Virgo guy’s money stuff. You know how I am – gotta try everything myself. So here’s what I did, step by step.
Deciding to Track This Guy
A buddy of mine, proper Virgo dude, kept saying “money matters, gotta be practical.” Curious, right? Figured, hey, let’s actually watch one in the wild. Started hanging out more, paying real attention whenever money came up. Took my beat-up notebook everywhere – coffee shops, bars, grocery runs.
First: Spotting the Spending
Okay, first thing hit me? The categories. Virgo guy split his spending like organizing socks:
- The Usual Suspects: Rent, bills, bus pass. Paid like clockwork the second they landed. Saw him setting phone alarms named “PAY ELECTRIC.” No late fees, ever.
- The Functional Stuff: Groceries? Went straight to the list, bought what was needed, got out. No wandering aisles. Needed new shoes? Researched online for days, then bought exactly one pair that “made sense.”
- The Tiny Treats (But Not Really Treats): Thought I saw him splurge on a latte? Nope. Turned out he’d budgeted precisely for one decent coffee a week. Saw the column in his spending app: “Controlled Caffeine.” Felt more like a science experiment.
- The Uh-Oh Zone: Truly wild spending? Saw it once – a videogame release. He’d saved monthly for it in a line item called “Entertainment Buffer.” Still counted pennies from this separate envelope.
Then: The Saving Rituals
This part was… methodical. Borderline robotic.
- The Automatic Suck-Up: His paycheck landed? Boom. Fixed chunk vanished straight to savings. Didn’t even touch it. Set it up years ago, apparently. “Out of sight, less stupid,” he shrugged.
- The Change Jar Thing (But Digital): Noticed he used apps to round up purchases. Buy lunch for $8.50? App shaves off $0.50 to savings. Tiny, but constant. Called it “invisible saving.”
- The “Why?” Fund: Saw him agonizing over an unexpected car repair bill. Not panic – irritation. Why? His “Life Happens” fund was just below his calculated need. Next month, saw him recalculate and up the auto-transfer. “Precise amounts, less stress,” he muttered.
Finally: My Messy Attempts & Takeaways
Tried mimicking bits, honestly felt like running in sandals.
- Tried the Auto-Save: Scheduled a transfer on payday. First month? Okay. Second month? Forgot a bill was higher and had to claw back some savings. Felt defeated.
- Tried the Round-Up: Actually kinda worked! Put $32 away without noticing. Small wins.
- The Big Lesson – Label EVERYTHING: Borrowed his “Fund” system. Made categories: “Car Dying Fund,” “Phone Explodes Fund.” Seeing “Car Dying Fund” at $0? Instant anxiety hit. Started funding it aggressively. Virgo wisdom right there – name the demon before it bites you.
So yeah. Observed the Virgo money machine. It’s not flashy, not fast. Just slow, steady, and organized like a librarian on caffeine. Tried adopting pieces – works best when I define why I’m saving. Less “money under mattress,” more “dollars with jobs.” Might need more sticky notes though. My version’s still messy.
