Back in 2018, I was really into figuring out how to manage money effectively as a Virgo, especially in the context of Hindi-speaking financial advice. So, I started my journey to budget like a pro!
I first researched a ton. I scoured through Hindi blogs, watched YouTube videos, and even asked around in local financial groups. I found that experts often emphasized the importance of tracking your income and expenses. So, I got a notebook and started jotting down every single rupee I earned and spent.
Next, I categorized my expenses. I made lists for things like groceries, rent, entertainment, and transportation. This helped me see where my money was going. For example, I realized I was spending way too much on eating out. So, I decided to cook at home more often.
I also set financial goals. I wanted to save a certain amount each month. To achieve this, I created a budget plan. I allocated specific amounts for each category of expenses. If I went over budget in one area, I had to cut back in another.
Another thing I did was look for ways to increase my income. I took on a part-time gig, like freelancing on the side. This extra money allowed me to save more and also pay off some debts faster.
Throughout this process, I kept reviewing and adjusting my budget. If something wasn’t working, I changed it. For instance, I found that my transportation costs were higher than expected because of rising fuel prices. So, I started using public transport more often.
After a few months of following these steps, I saw some amazing results. I managed to save a good amount of money, and I felt more in control of my finances. It wasn’t always easy, but by following expert guidance and sticking to my budget, I achieved my financial goals in 2018 as a Virgo.
